We all think we are invincible, that a terrible thing like being hacked or some sort of cyber-attack is never going to happen to us. The Optus hack has us all rethinking that! Business owners have moved from thinking “It won’t happen to us, we’re… Read More »3 Reasons Why You Need Cyber Insurance
About one in five Australians reportedly have a mental health condition, and the number is increasing. Work-related psychological injuries or mental health conditions are a significant concern for businesses. And it’s not just workers. Almost half of Australian SME owners say that running their businesses directly… Read More »Well-Being Matters: Why it’s Time to do a Wellness Check-In
Economic uncertainty may have prompted you to reduce, change or cancel your business interruption insurance. That’s a natural reaction in these uncertain times. However, as your broker/advisor, we’re mindful of how that could impact your business and possibly come back to bite you. You’d know… Read More »The effects of cutting or cancelling your business interruption insurance
More than 700 federal, state and territory laws apply to business owners, directors and managers when things go pear-shaped in their organisations. That means you, as a business owner, could be held personally liable. Your business could risk financial devastation through costs, fines, and settlement payouts.… Read More »How to Handle your Management Liability Risks Better
Since early 2020, you’ve probably focused on managing COVID risks for your business. But has that blinkered you from tackling other risks and building resilience? If so, you’re not alone. According to software platform Dataminr’s survey, Australian businesses’ biggest distractions for this year are: COVID (67%)… Read More »How to put Resilience on Your Risk Management Radar
No business wants nasty surprises. So, when an adverse incident means you need to claim on your insurance policy, we will manage the process on your behalf. Our expertise will help save you time, money, and stress. In fact, a Deloitte report found brokers/advisers save their clients… Read More »What You Need To Know About the Claims Process
Employment practices’ liabilities can be expensive, disruptive, and time-hungry to businesses. Claims are also rising. That’s because employment laws and regulations are complex and often change, so businesses can struggle to stay compliant. To help, we’ve compiled an update on the risks to your balance sheet and how… Read More »Is Your Business Across Its Employment Practices Liability?
Why Your Business Needs a Plan: The Importance of Continuity in 2022 If some of the more popular buzzwords of the past two years were “flexible work” and “hybrid business”, 2022’s might be more along the lines of consistency and continuity. Going into a third year of upheaval… Read More »How a Business Continuity Plan Can Help Protect Your Firm
Up to eight in 10 homeowners are underinsured. It’s a problem the Australian Institute of Quantity Surveyors (AIQS) is hoping to solve. It’s lobbying for the insurance industry to compel residential property owners to have a professional replacement and assessment report before they can be insured. What do quantity… Read More »Explainer: Why Home Replacement Cost Estimates Matter
The Australian Work Health and Safety Strategy has called on the manufacturing sector to reduce its rates of fatalities and serious claims. This is an industry with the eighth-highest fatality rate and second-highest serious claim frequency rate in Australia – more than nine claims per million hours… Read More »How To Make Your Manufacturing Business Safer for Everyone