Insuring your people – the heart of your business.
Insurances to protect your people
Workers Compensation Insurance is a legislated, compulsory insurance that protects employers from financial costs when a worker sustains a work-related injury or disease. Employers must provide workers’ compensation for anyone they employ that the legislation defines as a ‘worker’.
Western Australia, Northern Territory, Australian Capital Territory, and Tasmania are all underwritten direct by insurers. Victoria is managed by Worksafe and underwritten by insurers, and New South Wales and Queensland are underwritten by the State Governments. We can assist you to organise this insurance for your business.
You may have entered into an Enterprise Bargaining Agreement that requires you to provide Group Personal Accident Insurance. This insurance gives your business easy to manage policies covering accidental death and disablement of your people during their work.
It could be that you engage a series of contractors and wish to provide them with cover while working for your business.
Individual Personal Accident & Sickness Insurance covers the income you lose because you are unable to work due to injury or sickness. It is a very important consideration for business people that carry significant financial burdens – not just in the business but also at home.
People are happy to insure their car or home, but in fact your income earning ability is your biggest asset.
Personal Accident & Sickness Insurance is especially suitable for self-employed people, small business owners or professionals whose business relies heavily on their ability to work as they generally are unable to be covered under the Workers Compensation Insurance.
Oracle Group partners with you
We are experts in protecting businesses from all their potential risks and liabilities. Your protection is based on our 5 fundamental principles.